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Cagnor Homes offers the most competitive, complete Owner-Builder Construction-Financing Package available on the market. Our financing is designed to fit your needs and make it possible for you to build the home youve always wanted.


  • Zero down payment for qualified buyers
  • Up to 12 months to complete the construction of your new home
  • Live in your current home while building your new Cagnor Home
  • Owner-Builder, one-time closing or two-time closing available
  • Ability to lock permanent loan interest rate when construction begins
  • Multiple draws per month allowed on Construction Loan money
  • Typically, no Private Mortgage Insurance required
  • Less than perfect credit considered

For qualified buyers, Our comprehensive financing Includes:

  1. All financing costs (title, closing & fees, etc.)
  2. Building permits and fees
  3. Subcontractor labor & materials
  4. Land cost including septic & well (if needed)
  5. Optional purchases (appliances, floor coverings, countertops, light fixtures, etc.)

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